FEATURES
Key Benefits
- Execute a credit transaction against Synchrony issued cards
- Integrate the purchasing experience in a variety of different locations such as Web, Mobile, or Point of Sale
- Utilize payment tokens or full account numbers to make a purchase
CREDIT AUTHORIZATIONS
How To Use This API
There are 6 different functionalities the Credit Authorizations API offers: Purchases, Preauthorizations, Completions, Payments, Refunds, and Reversals. The Purchases endpoint performs an authorization for a specified amount. The Preauthorization endpoint is used in conjunction with the Completion endpoint to perform a preauthorization on a card for a small amount, while charging the full amount of the transaction with the Completions endpoint.
If there is ever a mistake with a transaction, such as a double swipe, the Reversals function can be used to cancel a transaction. The Refunds endpoint will allow you to issue a full or partial refund to the cardholder in the event they have returned merchandise. Finally, the Payments endpoint will allow a cardholder to make a payment to their account directly through the API.